What CapFit actually does
CapFit works through your business the way a capital provider would, using your own figures, and tells you what it found in plain language.
It reads your statements
Upload what you have. CapFit extracts the figures and shows you each one for confirmation before anything is derived from it. You are never asked to trust a number you have not seen.
It rebuilds your cash flow
Profit and cash are not the same thing. CapFit reconstructs where your cash went between two years and states plainly where the reconstruction could not tie back.
It asks what your accounts cannot answer
Ownership, governance, customer concentration, the things a reviewer always asks. The questions adapt to what you have already told us, so you are not asked twice.
It assesses, and shows its reasoning
Each finding states what it observed, what that means commercially, what a capital provider would conclude, and what you could do about it.
It works out what your earnings could service
An indicative borrowing capacity across three coverage scenarios, secured and unsecured, with every assumption shown next to the figure — including the repayment term, which moves the answer more than anything else.
It gives you a report you can use
A Capital Readiness Report you can read, print, export and return to. It is your document, about your business.
What CapFit is not
- It is not a lender and does not provide finance.
- It does not arrange, broker or introduce funding.
- It does not make, influence or predict any provider's decision.
- It does not name or recommend any bank, NBFC or institution.
- It is not a credit rating, and it produces no score.
- It is not financial, legal or investment advice.
See where your business stands
The assessment is free to complete. You only pay if you want the full report.
Start your assessment